Tax-Efficient Compounding
Simple, fee-only structure for people with concentrated equity, RSUs, or capital from a liquidity event.
Most people leave a liquidity event with capital and good intentions. Many still end up interfering — selling at the wrong time, over-complicating the portfolio, or paying unnecessary taxes.
I help clients actually compound that capital with a simple, tax-efficient structure so they don’t interfere. No planning theater.
Direct access. Fee-only fiduciary based in Brooklyn.
The Buffett Way
Warren Buffett explained the mathematical edge this way in his 1989 letter:
“Because of the way the tax law works, the Rip Van Winkle style of investing that we favor—if successful—has an important mathematical edge over a more frenzied approach.
Option 1
Imagine that Berkshire had only $1, which we put in a security that doubled by yearend and was then sold.
Imagine further that we used the after-tax proceeds to repeat this process in each of the next 19 years, scoring a double each time.
At the end of the 20 years, the 34% capital gains tax that we would have paid on the profits from each sale would have delivered about $13,000 to the government and we would be left with about $25,250. Not bad.”
Option 2
“If, however, we made a single fantastic investment that itself doubled 20 times during the 20 years, our dollar would grow to $1,048,576.
Were we then to cash out, we would pay a 34% tax of roughly $356,500 and be left with about $692,000.
The sole reason for this staggering difference in results would be the timing of tax payments.”
This example is for illustrative purposes only. However this tax structure and discipline is how we aim grow our clients’ assets.
Local Expertise, Virtual Convenience
While based in Brooklyn—serving clients across Cobble Hill, Boerum Hill, Park Slope, Carroll Gardens, Brooklyn Heights, and Downtown Brooklyn—we offer seamless, secure virtual wealth management services for clients across New York City and nationwide.
INDEPENDENT FIDUCIARY & PROFESSIONAL CREDENTIALS